PSSap – Overview

Established in 2005 to replace the Public Sector Superannuation Scheme (PSS), the Public Sector Superannuation Plan (PSSap) provides superannuation benefits for Australian Government employees and associated employers. PSSap members receive an employer contribution equivalent to 15.4% of their before-tax salary, significantly higher than the current superannuation guarantee rate of 10%.

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Fund Profile: PSSap

How Guideway can help PSSap members

Guideway advisers have a long-standing history of providing PSSap with guidance from contributions management to retirement planning. Our advisers are also specialists in the CSS and PSS schemes which some PSSap members may also have accounts with.

Advice directly through PSSap

PSSap members can also access financial advice directly through their fund. Licensed under Guideway, PSSap Financial Planners provide you with the same level of advice and expertise covering all of the issues on the right.

Common areas Guideway provide advice to PSSap clients include:

  • Retirement planning
  • PSSap Contribution strategy including salary sacrifice and contribution limits
  • Transition to retirement
  • PSSap Investment choice
  • Age Pension
  • Insurance within PSSap
  • Wealth creation
  • Estate planning
  • Aged care
  • Transfer Balance Cap