UniSuper – Overview

As the fund for the higher education sector, UniSuper provides members with an array of products from accumulation-style accounts to complex defined benefit superannuation and pensions.

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Fund Profile: UniSuper

How Guideway can help UniSuper members

Using an adviser who understands UniSuper products, particularly one experienced in dealing with the complexities of the various defined benefit divisions, is critical to ensuring an optimisation of benefits. From changes to the default arrangements for new entrants to UniSuper, to complex defined benefit retirement options for long-standing members, our Advisers have an intimate knowledge and understanding of the fund offering having advised hundreds of UniSuper members.

Guideway can provide advice on the following UniSuper products:

Retirement Income streams Superannuation Insurance within superannuation
– Flexi Pension
– Indexed Pensions
– Defined Benefit Pensions
– Accumulation 1
– Accumulation 2
– Defined Benefit Divisions
– All insurance options

Common areas we provide advice to UniSuper clients include:

  • Accumulation v Defined Benefit choice for new members
  • Optimising Defined Benefit entitlements
  • Transition to retirement
  • Income stream structure and establishment
  • Deferring of benefits when exiting the higher education sector
  • Investment Choice
  • Contribution Strategies
  • Estate Planning including reversionary considerations for income streams
  • Aged Care
  • Mortgage broking