Advice for your REI Super account.

REI Super’s administration fee is 0.25% of assets a year. It isn’t taken as a separate weekly amount from your account. It comes out of the investment option’s assets and shows up in the unit price, usually each week.

On top of that, investment fees and costs sit between 0.07% and 0.71% a year depending on the option, and transaction costs sit between 0.00% and 0.09%. There’s no switching fee, though buy/sell spreads may apply. REI Super’s MySuper dashboard, as at 1 July 2026, puts the annual fees for a $50,000 Balanced account at $475. If your total balance is over $300,000, you get a 0.28% rebate on the amount above $300,000. If your balance is under $6,000 at the end of the income year, certain administration and investment fees are capped at 3% and any extra must be refunded.

Think of the 0.25% as a running cost baked into the price of each unit, rather than a bill you pay from your bank. Insurance premiums, if you have cover, come out of the account as well. Check your statement for the option you actually hold, because the investment slice changes with the option.

REI Super is the industry fund for real estate professionals, established on 5 February 1975, and it’s a public-offer fund, which means anyone can join. Profits go back to members rather than shareholders. The fund reported membership of more than 24,000 (November 2025) and $2.6 billion under management.

Its default MySuper option is Balanced. REI Super’s MySuper dashboard shows a 10-year average annual net return of 6.49%* to 30 June 2026 and a one-year net return of 6.67%* to 30 June 2026, net of fees including administration, with a medium-to-high risk label. Past performance is not a reliable indicator of future returns. Whether it suits you turns on the option you hold, the fee you actually pay, and any insurance on the account.

If you’re happy with the account, there’s often no reason to move. If you’re not sure it still stacks up, Guideway specialises in industry, government and corporate super funds and can benchmark REI Super against five leading comparable funds so you can see where it stands.

Eligible Employer Sponsored members receive default Death (including Terminal Illness) and Total and Permanent Disablement cover — four units, from $7.20 a week for white-collar members — paid as a lump sum from the REI Super account. Cover starts once you’re 25 or older, your balance has reached $6,000 at least once, you haven’t previously cancelled cover, and an active contribution then arrives. The first 30 days are limited cover. If you’re under 25 or under $6,000, you can opt in earlier.

White-collar rates are $1.80 a week per unit for Death and TPD, or $0.92 for Death only. Blue-collar rates are $3.53 and $1.79. Four white-collar units are the $7.20 figure. The dollar value of a unit falls as you age — REI Super’s table shows four units worth $416,000 at age 35, $108,000 at 50, and nil at 65, which is when cover ends. Income protection is optional: each unit pays $5,200 a year before tax for up to two years, with a 30, 60 or 90-day wait, and REI Super says it covers commissions and variable pay. There is a window worth knowing about if you joined recently. Eligible Employer Sponsored members under 60 who hold default cover, and who joined on or after 1 April 2024, can apply within 90 days to add up to two Death or Death and TPD units, and 2 to 10 Income Protection units with a 90-day waiting period, without providing extra medical information. Members who joined directly rather than through an employer are not eligible for default cover, and apply through the insurer instead.

Cover also stops after 16 months with no contributions unless you write to keep it, if you cancel, leave the fund, a benefit is paid, there isn’t enough money to pay the premium, or you start military duty (except Australian reserve not on active duty outside Australia). Check your statement for units, occupation category and whether you still want the cover.

You can usually access REI Super when you retire after your preservation age, you stop a job on or after age 60, or you turn 65. If you were born on or after 1 July 1964, your preservation age is 60. Anyone born before that date has already reached it.

While you’re still working, you can start a Transition to Retirement pension once you’ve reached preservation age — regular income only, not a lump sum. A Retirement Pension is for once you've met a full condition of release — retiring, ceasing an employment arrangement after 60, or turning 65; REI Super says there’s no fee to open one, and from age 60 both the income and lump-sum withdrawals are tax-free. Early access is limited, and each route has its own test. Severe financial hardship, which under preservation age generally means 26 weeks of eligible income support and a maximum $10,000 in 12 months. Compassionate grounds, approved by the ATO first. Permanent incapacity. A terminal medical condition. Being a temporary resident, other than a New Zealand citizen, leaving Australia permanently. Leaving a job with a preserved benefit under $200. Or money that is already unrestricted non-preserved.

Your statement shows which part of the balance is preserved. Check that label, and your age, before filling in a withdrawal form on the official REI Super website.

REI Super’s Unique Superannuation Identifier is 76641658449601. The fund ABN is 76 641 658 449. The MySuper unique identifier is 76641658449129, and the older Superannuation Product Identification Number is REI0001AU.

Think of the USI as the routing number your employer needs so Super Guarantee contributions land in this fund and not another account with a similar name. Put the USI and the fund ABN on a Superannuation standard choice form. Confirm the current numbers on REI Super’s official fund-details page before you hand them to payroll.

It was built by and for the real estate industry and has been running since 5 February 1975, which makes it one of Australia’s earliest industry funds. Profits go back to members rather than to shareholders. It’s also a public-offer fund, so you don’t have to work in real estate to hold an account.

REI Super reported more than 24,000 members (November 2025) and $2.6 billion under management. Size and industry focus are background, not a verdict. Line them up against the fees, the option you hold, the insurance and the service you actually use.

If the account still fits — the fees, the Balanced or other option, and the insurance — staying is often the straightforward path, and we’ll say so. If you’re weighing it against a larger fund, the useful work is a like-for-like comparison, not a hunch.

Guideway specialises in industry, government and corporate super funds. We can put REI Super next to five leading comparable funds so you can see fees, insurance and features side by side. If it holds up, you’ll know you’re fine. If it doesn’t, we can help you weigh a move and handle it properly — insurance, timing and tax included.

Nothing. It’s a free half hour. Tell us what you’d like to discuss and we’ll explain if and how we can help, including any fees, before you decide to go ahead.