Advice for your Vision Super account or benefit.
If you got the merger letters and filed them unread, you’re not alone. Active Super merged into Vision Super on 1 March 2025. The combined fund still runs accumulation accounts, pensions and several defined benefit arrangements — and the first chat is free, with any later fees explained before you decide anything.
What happened to Active Super?
The letters from early 2025 are talking about the fund you hold today.
Active Super — legally Local Government Super — transferred into Vision Super on 1 March 2025 by a successor fund transfer. Member entitlements and assets moved to the Local Authorities Superannuation Fund, which trades as Vision Super.
Vision Super has served Victorian local government since 1947. After the transfer it also administers the NSW local-government members and schemes that came across from Active Super. At 30 June 2025 the fund reported around 170,000 member accounts and around $30 billion under management.
The Active Super Saver, Choice, Retirement Scheme, Defined Benefit Scheme and income-stream products still sit inside Vision Super. You log in at visionsuper.com.au; Vision Super’s current site and login now serve both funds’ members.
In the Active Super Retirement Scheme?
That scheme has its own page covering Benefit Points and retirement ages.
Which Vision Super arrangement do you hold?
An accumulation balance and a defined benefit don’t follow the same rules.
Vision Super’s generally available products include the Vision Super Saver accumulation account (its MySuper default uses the Balanced Growth strategy, with other options available) and Vision Personal, plus Vision income-stream products; Active Super Saver remains open to employees of qualifying employers. Heritage Active Super products also sit in the fund: Active Super Choice can't be newly opened since the merger, while Active Super Saver stays open to employees of qualifying employers. Vision Super publishes administration fees of $66.04 a year plus 0.14% of your balance, with the percentage part capped at $540 a year, and says most former Active Super members now pay less in administration fees than they did before the transfer.
Some members hold a defined benefit. Vision Super administers the LASF defined benefit sub-plan, closed to new members on 31 December 1993, plus City of Melbourne and Parks Victoria arrangements, and the Active Super Defined Benefit Schemes and Retirement Scheme that transferred on 1 March 2025. The defined-benefit part is worked out from service and salary — or from units or Benefit Points — and some choices, like transferring out of a lifetime-pension entitlement, can’t be reversed.
If you’re not sure which describes you, that’s a normal starting point. We confirm the arrangement before we compare anything else. See our defined benefit guide if a formula benefit is on the statement.
Where are you up to?
Pick the option closest to where you sit. Switch it later if you like.
If you sit between stages, start with either one. You can change the selection whenever you like.
The last few working years
A benefit estimate can show how service, salary and contribution history apply to the retirement date you’re circling.
If you came from Active Super, confirm what transferred — especially a Retirement Scheme or Defined Benefit Scheme entitlement. There’s still time to add to super with concessional contributions — generally taxed at 15%, subject to the caps and possible additional tax — including unused cap room carried forward from up to five earlier years if your total super balance was under $500,000 at the previous 30 June.
At the decision point
Retirement timing can be compared using planned spending, other assets, any pay you’re still earning, and how long the money may need to last. A defined benefit sits under its own scheme rules.
We can compare finishing work with reducing hours, including the income that would land and the Age Pension effect. If retirement timing is the main thing on your mind, see our retirement planning guide.
Already drawing on it
On an account-based pension, your drawing rate, investment mix and spending order stay adjustable, and they’re worth revisiting every few years rather than setting once — lifetime and formula pensions follow their own product rules.
We can compare the yearly payment with planned spending, review the Age Pension when assets change, and check the beneficiary nomination — especially if you haven’t looked at it since the merger letters arrived.
What members ask us
What happened to Active Super?
Active Super merged into Vision Super on 1 March 2025, by a successor fund transfer. Member entitlements and assets moved across to the Local Authorities Superannuation Fund, which trades as Vision Super.
The Active Super Saver, Choice, Retirement Scheme, Defined Benefit Scheme and income-stream products still sit inside that fund, and you log in at visionsuper.com.au. Vision Super’s member outcomes assessment for the year to 30 June 2025 puts the combined fund at around 170,000 member accounts and around $30 billion.
Did my Active Super account change?
Your account transferred to Vision Super on 1 March 2025, and the Active Super product you held became a Vision Super product. Vision Super says most former Active Super members now pay lower administration fees.
If you already had both funds, Vision Super said the two accounts may have been combined on or after the transfer date. Check the product name and fees on your latest statement.
What defined benefit arrangements does Vision Super administer?
Vision Super administers the LASF defined benefit sub-plan, closed to new members on 31 December 1993, plus separate City of Melbourne and Parks Victoria defined benefit arrangements. It also administers the Active Super Defined Benefit Schemes and the Active Super Retirement Scheme, which transferred on 1 March 2025.
The defined-benefit part of those arrangements is worked out from service and salary — or from units or Benefit Points — though most also include accumulation components that do move with investment returns, and some choices (like transferring out of a lifetime-pension entitlement) can’t be reversed.
What is Vision Super’s USI and ABN?
The fund ABN is 24 496 637 884, for the Local Authorities Superannuation Fund. Vision Super Saver’s USI is 24496637884020, Vision Personal is 24496637884003, the Vision Account Based Pension is 24496637884009, and the Active Super Saver product is LGS0101AU.
Your employer should use the USI printed on your current statement.
How do I log in after the merger?
You log in at visionsuper.com.au. The official login page is for Vision Super and Active Super accounts, and activesuper.com.au, which now serves members of both funds.
This page is an advice firm, not the fund — for a password reset or a balance, go to Vision Super.
Is Active Super still open?
Active Super as a separate fund closed on 1 March 2025 when its members and assets transferred into Vision Super. The Active Super Saver MySuper product still exists inside Vision Super, closed to new members except employees of qualifying employers, including current NSW local government authorities.
Should I stay with Vision Super?
If you’re happy with Vision Super, there’s often no reason to move — and we’ll say so. If the merger left you unsure whether it still stacks up, we can benchmark it against five leading comparable funds so you know exactly where it stands.
If it holds up, you’ll know you’re fine. If it doesn’t, we can help you weigh a move and handle it properly — insurance, timing and tax included.
When should I start a pension?
For an accumulation account it’s a timing question: any pay you’re still earning, your Age Pension, and how long the money has to last. If you hold a defined benefit, the scheme rules set when and how the benefit can be taken, so the work is having it modelled before that date arrives.
This is exactly the sort of thing we check in a first chat.
What does a first conversation cost?
Nothing. It’s a free half hour. Tell us what you’d like to discuss and we’ll explain if and how we can help, including any fees, before you decide to go ahead.
We’re not owned by a bank, super fund or insurer.
Guideway specialises in industry, government and corporate super. Vision Super sits in that government-and-industry corner, including the defined benefit schemes that came across from Active Super.
Your arrangement first
We start with whether you hold accumulation or one of the defined benefit schemes, then work from what’s on the statement.
The outcome stays yours
If you’re happy with Vision Super, there’s often no reason to disturb it — and we’ll say so. If it doesn’t stack up, we can help you weigh a move.
We’ll say if we can take it
After the first chat, you’ll know whether the work is something we do and what it would cost.
What happens next
Three steps. You can stop after the first one.
- 1. Book a free half hour
- Choose a video, phone or Melbourne time. A statement helps, but you can still book without one.
- 2. We listen
- You tell us what’s on the statement and what’s worrying you. We’ll say honestly whether the question is one we can take on.
- 3. You decide
- There’s no obligation. If you go further, you’ll know any fees before work starts.
Ready to talk?
You’ll speak with Nareena Aracas or one of her team. The half hour is free. If we take it further, you’ll see the fee before you agree to anything.
About our adviser team
Nareena Aracas leads the Guideway Wealth advice practice, supported by a broader team of advisers.
- Nareena AracasSenior Financial Planner · Authorised Representative no. 398311
- Scott NanfroSenior Financial Planner in the broader adviser team · Authorised Representative no. 1255832
Authorised Representatives of Guideway Financial Services Pty Ltd ABN 46 156 498 538, AFSL & ACL 420367. Ask us for a Financial Services Guide at any time.
Looking for Vision Super’s login or contact details?
Guideway Wealth is a separate financial advice service. For your balance, Member Online, forms or account administration, go directly to the official Vision Super website.